Money Spell Chants: Are you looking for powerful words to say during your money spells, but don’t know what to chant?
Maybe you’ve tried casting spells but felt awkward or unsure about what to say out loud. Money spell chants are the spoken words that activate your magic and send your intention out into the universe.
Today, I’m sharing 100 money spell chants for beginners that you can use in any money magic ritual. These chants are simple, easy to remember, and designed specifically for people just starting their witchcraft journey.
You’ll find chants for every money situation, from paying bills to attracting abundance to manifesting specific amounts.
Let’s dive into these powerful words that will supercharge your money spells.
What Are Money Spell Chants?
Money spell chants are words, phrases, or rhymes spoken out loud during magical rituals to attract wealth and abundance.
When you speak these chants, you’re using your voice as a tool to focus intention, raise energy, and command the universe to bring money into your life.
Chants work because sound carries vibration, and vibration affects energy.
When you speak money spell chants with conviction and belief, you create sound waves that ripple out into the universe carrying your intention. Your voice gives power and direction to your magic.
These money spell chants for beginners are designed to be simple and effective. You don’t need to memorize long complicated verses. Short, powerful statements work just as well as elaborate poetry.
How to Use These Money Spell Chants
Before we get to the 100 money spell chants for beginners, here’s how to use them effectively.
Say them out loud: Speak the chants clearly and confidently. Whispering or thinking them silently is less powerful than using your full voice.
Repeat them: Most chants work best when repeated three times, nine times, or until you feel the energy peak. Repetition builds power.
Mean what you say: Don’t just read words robotically. Put emotion and conviction behind each chant. Believe what you’re saying is true and happening.
Combine with actions: Say these money spell chants while lighting candles, stirring ingredients, carving symbols, or performing other spell actions. The combination of words and actions creates powerful magic.
Feel the outcome: As you speak each chant, visualize and feel yourself already having the money. This emotional connection activates the spell.
100 Money Spell Chants for Beginners
Quick Money Chants (1-10)
These short money spell chants for beginners work when you need cash fast.
- “Money come to me, quickly, easily, three times three.”
- “Cash flows now, here and how, money comes to me right now.”
- “I call money near, abundance appears, financial blessings are here.”
- “Quick as lightning, fast as sound, money comes and will be found.”
- “Rapid riches, speedy wealth, money comes to me in perfect health.”
- “Money moves, money speeds, money answers all my needs.”
- “Fast and flowing, quick and growing, money to me is now showing.”
- “Urgent money, hurry here, financial help is drawing near.”
- “Rush of cash, come to me, as I will it, so shall it be.”
- “Money hastens, comes with speed, arriving now in time of need.”
General Abundance Chants (11-20)
These money spell chants for beginners attract overall prosperity and wealth.
- “Money flows to me like rain, abundance is my natural gain.”
- “Prosperity surrounds me now, wealth and riches I allow.”
- “I am a magnet for money, abundance flows to me like honey.”
- “Riches come from every door, I always have enough and more.”
- “Wealth is mine, money grows, abundance everywhere it flows.”
- “Silver and gold come to me, I welcome all prosperity.”
- “Money multiplies in my hand, abundance flows throughout the land.”
- “I attract wealth day and night, my finances always turn out right.”
- “Prosperity is my natural state, abundance comes to me not late.”
- “Money loves me, I love money, life is sweet and filled with honey.”
Bill Payment Chants (21-30)
Use these money spell chants for beginners when you need to pay bills.
- “Money comes to pay my bills, the universe provides and fulfills.”
- “Bills are paid with ease and grace, abundance fills their empty space.”
- “Money arrives to cover all, I pay my debts both great and small.”
- “Financial obligations meet their match, money comes in the perfect batch.”
- “Every bill that comes my way, finds the money there to pay.”
- “Rent is paid, bills are too, money flows in all I do.”
- “Debts dissolve, bills are cleared, exactly what I need appeared.”
- “Payment money comes to me, all my bills are paid with ease.”
- “Money for my needs arrives, bills are paid and I survive and thrive.”
- “Financial pressure melts away, I have the money now to pay.”
Salary and Raise Chants (31-40)
These money spell chants for beginners focus on improving your income from work.
- “My salary grows and grows each day, I earn more money for my pay.”
- “A raise comes swiftly to my door, I now earn so much more.”
- “My income increases constantly, higher pay comes easily.”
- “The money I earn expands and grows, wealth from my work freely flows.”
- “My paycheck doubles, triples now, abundance from my work I allow.”
- “I am valued, paid my worth, financial blessings come to earth.”
- “More money comes for what I do, higher income breaking through.”
- “Recognition brings reward, higher pay I can afford.”
- “My work brings wealth beyond my dreams, money flows in steady streams.”
- “I deserve abundance from my job, money comes in one big glob.”
Business and Sales Chants (41-50)
For those with businesses, these money spell chants for beginners attract customers and sales.
- “Customers come and customers pay, my business prospers every day.”
- “Sales increase with every hour, business booms with money power.”
- “My business thrives, my profits grow, money in and money flow.”
- “Clients seek me, customers buy, my business reaches to the sky.”
- “Money through my business pours, success and wealth through all my doors.”
- “My services and products sell, business magic working well.”
- “Revenue increases, profits rise, business blessings I recognize.”
- “The right customers find me now, abundant sales I do allow.”
- “My business attracts wealth and success, money flowing, I am blessed.”
- “Commerce thrives, business grows, abundant money freely flows.”
Unexpected Money Chants (51-60)
These money spell chants for beginners attract money from surprising sources.
- “Money comes from paths unknown, unexpected wealth has grown.”
- “Surprise money finds its way, arriving when I least expect today.”
- “From sources seen and yet unseen, money flows like a running stream.”
- “Windfalls come, surprises too, unexpected money breaking through.”
- “The universe sends cash my way, from places I can’t even say.”
- “Lucky breaks and sudden gains, money falls like summer rains.”
- “Unanticipated wealth appears, money coming through the years.”
- “Fortune smiles and sends me gold, blessings new and blessings old.”
- “Surprising sources bring me cash, money comes in one big splash.”
- “Expected and unexpected too, money comes in all ways through.”
Money Multiplying Chants (61-70)
Use these money spell chants for beginners to multiply money you already have.
- “Money grows and multiplies, doubling, tripling before my eyes.”
- “Every dollar becomes ten, money multiplies again and again.”
- “What I have now doubles fast, abundance increasing, growing, vast.”
- “My money breeds and makes more money, profits flowing sweet as honey.”
- “One becomes many, few becomes more, money multiplying through every door.”
- “Seeds of money planted grow, harvesting abundance flow.”
- “Money reproduces, compounds, grows, multiplying wherever it goes.”
- “My wealth expands exponentially, money multiplying constantly.”
- “Small amounts grow large and great, abundance is my natural fate.”
- “Money creates more money still, multiplying through my will.”
Debt Removal Chants (71-80)
These money spell chants for beginners help clear debt and financial obligations.
- “Debts dissolve and disappear, financial freedom drawing near.”
- “What I owe is paid in full, debt releases its heavy pull.”
- “Money comes to clear my debt, freedom from this financial net.”
- “Obligations melt away, debt is cleared, I’m free today.”
- “Financial burdens lift and go, money comes to clear what I owe.”
- “Debt vanishes, I am free, financial liberation comes to me.”
- “Every dollar owed is paid, debts released, my path is made.”
- “I break these chains of debt and stress, welcoming financial success.”
- “Money arrives to set me free, no more debt, just prosperity.”
- “Financial weight lifts off my back, abundance fills what I did lack.”
Candle Spell Chants (81-90)
These money spell chants for beginners are perfect for candle magic rituals.
- “Candle burning, flame so bright, bring me money day and night.”
- “As this candle burns away, money comes to me today.”
- “Flame of green, flame of gold, bring me riches to behold.”
- “By this fire my spell is cast, money comes to me so fast.”
- “Candle magic, work for me, bring abundance, blessed be.”
- “As this wax melts down to nothing, money comes, I’m not bluffing.”
- “Fire element, hear my call, bring me money to end financial fall.”
- “Burning bright through day and night, money magic takes its flight.”
- “Candle light and candle flame, bring me wealth and fortune’s claim.”
- “As smoke rises to the air, money answers my prayer.”
Moon Magic Money Chants (91-100)
These final money spell chants for beginners work with moon energy.
- “By the moon both new and bright, money comes into my sight.”
- “Lunar power, moon so full, bring me money, make it pull.”
- “As the moon grows full and round, so does money that I’ve found.”
- “Waxing moon brings increase here, growing money drawing near.”
- “Full moon power, lunar light, fill my pockets day and night.”
- “Moon above that rules the tide, bring me wealth from far and wide.”
- “By new moon’s promise, fresh and clean, money magic now is seen.”
- “Lunar cycles, phases bright, bring me money, financial light.”
- “Moon goddess, hear my plea, send abundance down to me.”
- “By the moon’s eternal glow, let my prosperity now flow.”
Creating Your Own Money Spell Chants
Now that you have 100 money spell chants for beginners, you might want to create your own personal chants. Here’s how to write chants that work.
Make them rhyme: Rhyming chants are easier to remember and the rhythm builds energy. Match words like “me” and “be,” or “day” and “way.”
Keep them short: The best money spell chants for beginners are simple. Aim for one to four lines that pack a punch.
Use present tense: Say “money comes to me” instead of “money will come to me.” Speak as if it’s happening right now.
Be specific when needed: General chants work for overall abundance. Specific chants work for particular amounts or situations. Choose based on your need.
Add emotion: Include words that make you feel something. “Money flows to me like a rushing river” creates more feeling than “I get money.”
Make them personal: Use “I” and “me” statements. The chant should be about you receiving money, not about money in general.
When to Use Different Money Spell Chants
Different situations call for different money spell chants for beginners. Here’s when to use which type.
Use quick money chants (1-10): When you need cash urgently for an emergency or upcoming bill.
Use abundance chants (11-20): For general prosperity and ongoing financial improvement.
Use bill payment chants (21-30): When specific bills are due and you need money to cover them.
Use salary chants (31-40): Before asking for a raise or when wanting to increase your job income.
Use business chants (41-50): For entrepreneurs, freelancers, or anyone self-employed.
Use unexpected money chants (51-60): When you’re open to money arriving from any source.
Use multiplying chants (61-70): When you have some money and want to grow it into more.
Use debt removal chants (71-80): When working to pay off credit cards, loans, or other obligations.
Use candle chants (81-90): During candle magic rituals for money.
Use moon chants (91-100): During new moon, full moon, or waxing moon rituals.
Tips for Making Your Money Spell Chants More Powerful
Want to get maximum results from these money spell chants for beginners?
Follow these tips.
Say them with conviction: Speak like you mean it. Timid, doubtful chanting produces weak results. Be bold and confident.
Repeat during ritual actions: Chant while lighting candles, stirring ingredients, or carving symbols. The combination amplifies power.
Chant during the right moon phase: New moons for new money, waxing moons for growing money, full moons for manifesting money.
Record yourself: Record your favorite money spell chants and play them back while meditating on abundance.
Write them down: Writing your chosen chant on paper and placing it under a candle or in your wallet keeps the energy active.
Combine multiple chants: Use different chants for different parts of your spell. Start with a general abundance chant, then move to a specific one.
Chant in sets of three or nine: These are powerful magical numbers. Repeat your chosen chant 3 times or 9 times for maximum effect.
What to Do After Chanting Your Money Spell
After using these money spell chants for beginners, follow these steps to support your magic.
Release attachment: After chanting, let go of worrying about when or how money will come. Trust that your words are working.
Take practical action: Look for job opportunities, ask for that raise, start that side hustle. Your chants open doors but you need to walk through them.
Watch your words: Don’t contradict your money spell chants by saying things like “I’m so broke.” Keep speaking abundance.
Stay grateful: Thank the universe when money arrives, even small amounts. Gratitude attracts more blessings.
Repeat regularly: Use your favorite money spell chants daily or weekly. Consistent magic builds momentum and brings better results.
Some Mistakes When Using Money Spell Chants
Avoid these mistakes that can weaken your money spell chants for beginners.
Mumbling or whispering: Speak clearly and loudly enough to be heard. Your voice needs to carry power.
Not believing the words: If you chant while thinking “this won’t work,” you’re right. Belief activates magic.
Changing the chant mid-spell: Pick a chant and stick with it for that spell. Switching around confuses the energy.
Forgetting to visualize: Words alone aren’t enough. See and feel the money coming as you chant.
Only chanting once: One-time chanting rarely brings results. Repeat your chants in multiple spell sessions for best effects.
Final Thoughts
These 100 money spell chants for beginners give you a complete collection of powerful words to use in your money magic. From quick cash needs to long-term abundance, from paying bills to multiplying wealth, you now have chants for every financial situation.
Remember that these money spell chants for beginners work best when spoken with genuine belief, clear intention, and emotional connection to your desire.
Don’t just read them mechanically. Feel the words as you speak them. See the money coming to you. Believe that what you’re chanting is already happening.
You can start with chants that resonate with you personally. You don’t need to use all 100. Find five or ten that feel powerful to you and use those regularly in your money spells.
Combine them with candles, herbs, moon magic, and practical action for the best results. Your voice is a powerful, magical tool, and these chants help you use it to attract the financial abundance you deserve.
